Payments — GoCardless + Stripe at passthrough rates. No markup.

Passthrough rates, always

The rates on your Prism invoice are the rates on GoCardless and Stripe's own pricing pages. No platform fee, no transaction margin, no volume 'uplift'. You can audit any transaction against the providers' own ledgers.

GoCardless direct debit: 1% + 20p (capped £4)
Stripe UK cards: 1.5% + 20p
Optional in-house BACS on Enterprise: 0.9% + 15p

Jun direct debit · GoCardless

£49.00

Jul direct debit · GoCardless

£49.00

Aug direct debit · GoCardless

£49.00

Aug retry #1 · GoCardless

£49.00

Corporate allocation · Halo plc

−£25.00

Retries, freezes, and holds — handled

Failed direct debits retry on a schedule that recovers 80% of transient failures without a chase. Freezes pause billing and access automatically, including pro-rata reconciliation when the freeze ends.

Smart retry schedule (M+3, M+5, M+10, then human review)
Holiday freeze with pro-rata reconciliation
Corporate allocation and reimbursement workflows

Active now

284

DD pending

7

Churn risk

12

One-click reconciliation

Month-end becomes a button. Every payment, refund, freeze day, and corporate allocation is pre-reconciled against Xero, NetSuite, or SAP. You approve the export — accounts approve the numbers.

Direct push to Xero, QuickBooks, NetSuite, SAP
Refund and chargeback audit trail per transaction
Board-ready MRR, churn, and ARPU in one view

“We were paying 0.6% on top of GoCardless with our old provider. Prism showed the GoCardless invoice side by side. Twelve months later that 0.6% was the single biggest line-item saving.”

Pricing for Payments

Every tier from Studio upward. In-house BACS from Enterprise.

See pricing

Direct debit, cards, invoices — at cost.

Passthrough rates, always

Retries, freezes, and holds — handled

One-click reconciliation

Payments lives inside one system.

Related modules.

Intelligence

Member app

Integrations

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